*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#172033;background:#fff}
a{color:inherit;text-decoration:none}.wrap{max-width:1180px;margin:auto;padding:0 24px}
header{position:sticky;top:0;z-index:20;background:#172033;color:#fff;box-shadow:0 2px 12px #0002}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{font-weight:900;font-size:22px}.brand small{display:block;font-size:11px;color:#cbd2df;letter-spacing:1.5px;margin-top:4px}
nav{display:flex;gap:25px;font-size:14px;font-weight:700}nav a:hover{color:#f5a623}
.hero{background:linear-gradient(110deg,#172033,#34415b);color:#fff;padding:88px 0}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:44px;align-items:center}
.eyebrow{color:#f5a623;font-weight:900;text-transform:uppercase;letter-spacing:1.4px;font-size:13px}
h1{font-size:50px;line-height:1.08;margin:12px 0 18px}h2{font-size:32px;margin:0 0 15px}
.hero p,.lead{font-size:18px;line-height:1.7;color:#dce2ed}.lead{color:#5e6a80;max-width:840px}
.btn{display:inline-block;background:#f5a623;color:#172033;font-weight:900;border-radius:8px;padding:15px 22px;margin-top:12px}
.hero-card,.card,.side{background:#fff;border:1px solid #dfe4ec;border-radius:13px;box-shadow:0 8px 24px #1720330c}.hero-card{padding:27px;color:#172033}
section{padding:70px 0}.muted{background:#f5f7fa}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:32px}.card{padding:25px}
.card p,.content p{line-height:1.75;color:#526078}.link{color:#a95200;font-weight:900}
.page-hero{background:#f3f5f8;padding:60px 0}.page-hero h1{color:#172033;font-size:42px}.page-hero p{font-size:18px;line-height:1.75;color:#59667a;max-width:880px}
.breadcrumb{font-size:13px;color:#778197;margin-bottom:22px}.two{display:grid;grid-template-columns:1fr 350px;gap:42px;align-items:start}
.content h2{font-size:28px;margin:36px 0 13px}.content h3{font-size:21px;margin:25px 0 8px}.content p{font-size:16.5px}
.keyword-topic{padding:20px 0;border-bottom:1px solid #e8ecf1}.faq details{border:1px solid #dfe4ec;border-radius:10px;padding:16px 18px;margin:10px 0;background:#fff}
.side{padding:23px;position:sticky;top:98px}.side a{display:block;border-bottom:1px solid #edf0f3;padding:11px 0;color:#9a4e00;font-weight:700}
.cta{margin-top:38px;background:#172033;color:#fff;padding:32px;border-radius:13px}.cta p{color:#dce2ed}
footer{background:#101725;color:#cbd2df;padding:45px 0}.cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}footer h4{color:#fff}
@media(max-width:850px){nav{display:none}.hero-grid,.grid,.two,.cols{grid-template-columns:1fr}h1{font-size:38px}.side{position:static}}